YOU are our mission. Founded by a 29-year U.S. Air Force veteran, HSR helps service members and military families PCS into Northern Virginia with the housing allowance, VA loan, and relocation information you need — all in one place.
Whatever gate you're closest to, HSR agents know the neighborhoods, commute times, and school districts around each installation. Here's where to start for on-post housing and relocation support.
Fort Belvoir is one of the largest and most important U.S. Army installations in the National Capital Region. Home to more than 150 Department of Defense organizations, the installation supports military readiness while providing housing, healthcare, education, recreation, and family services for active duty service members, retirees, civilians, and their families.
9800 Belvoir Road, Building 200
Fort Belvoir, VA 22060
Known as the "Crossroads of the Marine Corps," Marine Corps Base Quantico is home to Officer Candidates School, The Basic School, Marine Corps Combat Development Command, and several federal agencies including the FBI Academy. The base plays a vital role in training the next generation of Marine Corps leaders and supporting national security.
3250 Catlin Avenue
Quantico, VA 22134
Located adjacent to Arlington National Cemetery and the Pentagon, Joint Base Myer-Henderson Hall supports Army and Marine Corps operations throughout the National Capital Region. It is best known as the home of The Old Guard (3rd U.S. Infantry Regiment), the U.S. Army Band "Pershing's Own," and other ceremonial units responsible for military honors and official ceremonies.
204 Arlington Avenue
Fort Myer, VA 22211
The Pentagon serves as the headquarters of the United States Department of Defense and is one of the world's largest office buildings. Thousands of military personnel and civilian employees work here supporting the nation's defense operations. Many military families assigned to the Pentagon choose to live throughout Northern Virginia due to its convenient commuting options.
1400 Defense Pentagon
Washington, DC 20301-1400
Located in Washington, DC, Joint Base Anacostia-Bolling supports multiple military branches and Department of Defense agencies. It is home to Air Force, Navy, Marine Corps, Coast Guard, and joint operations, making it a common assignment for military personnel who live in Northern Virginia.
20 MacDill Boulevard SE
Washington, DC 20032
Joint Base Andrews is one of the most recognizable military installations in the country. Home to Air Force One, the 89th Airlift Wing, and numerous Air Force units, it supports national defense and executive transportation. Many military families assigned to Joint Base Andrews choose to live in Northern Virginia.
1191 Menoher Drive
Joint Base Andrews, MD 20762
Fort Walker, formerly known as Fort A.P. Hill, is a U.S. Army installation in Caroline County that serves as one of the Army's premier training centers. The installation hosts year-round military exercises, National Guard and Reserve training, emergency response exercises, and large-scale joint operations. Its proximity to Stafford and Fredericksburg makes it an important installation for many military families living in the region.
21420 Adams Avenue
Fort Walker, VA 22427
Located approximately 30 miles east of Fredericksburg in King George County, Naval Support Facility Dahlgren is part of Naval Support Activity South Potomac. The installation is home to the Naval Surface Warfare Center, one of the Navy's largest research, development, testing, and engineering facilities. Thousands of military members, civilian engineers, scientists, and contractors work at Dahlgren supporting advanced weapons systems, cybersecurity, and naval technology. It is one of the area's largest employers and a common duty station for families living in Fredericksburg and Stafford.
6260 Dahlgren Road
Dahlgren, VA 22448
Fort Lesley J. McNair is the third-oldest active U.S. Army installation in the country and serves as the headquarters for the U.S. Army Military District of Washington. The installation is home to the National Defense University, the Eisenhower School, and the Inter-American Defense College. It plays a critical role in developing senior military and civilian leaders while supporting ceremonial and defense operations throughout the National Capital Region.
4th & P Street SW
Washington, DC 20319
Fort George G. Meade is one of the nation's most important military installations and serves as the Army's premier platform for intelligence, cyber operations, and information warfare. Home to more than 120 partner organizations, including the National Security Agency (NSA), U.S. Cyber Command, Defense Information Systems Agency (DISA), and numerous intelligence agencies, Fort Meade supports over 65,000 military personnel, civilian employees, contractors, and family members. Its central location between Baltimore and Washington, D.C., makes it a popular duty station, with many military families choosing to live in Northern Virginia due to access to major highways and regional amenities.
4418 Llewellyn Avenue
Fort George G. Meade, MD 20755
Most active-duty, veteran, and eligible surviving spouse buyers in our area use a VA loan. Here's what the benefit actually offers, and what it costs.
$0 Down Payment
No down payment required for most buyers with full entitlement; no VA-imposed loan limit for those buyers, regardless of loan size.
No Monthly PMI
VA loans never require private mortgage insurance, typically saving buyers $100–$300+ per month versus a conventional low-down-payment loan.
Competitive Rates
Because the loan is partially guaranteed by the VA, lenders can typically offer lower interest rates than conventional financing.
Reusable Benefit
Entitlement can be restored after a home is sold or the loan paid off, so the benefit can be used again for a future PCS move.
Most borrowers pay a one-time funding fee, which can be rolled into the loan. Veterans receiving VA disability compensation (10% or higher) are exempt.
| Down Payment | First-Time Use | Subsequent Use |
| 0% down | 2.15% | 3.3% |
| 5% or more down | 1.5% | 1.5% |
| 10% or more down | 1.25% | 1.25% |
Certificate of Eligibility
Request your COE at VA.gov, through a lender, or with your DD-214 / Statement of Service.
Get Pre-Approved
HSR works with lenders experienced in military PCS timelines and BAH-based qualification.
Use Your BAH
Many lenders will count verified BAH toward qualifying income.
Moving to Northern Virginia on orders is its own kind of operation. Here's the timeline we walk clients through, plus the 2026 entitlement figures worth knowing before you talk to your PPSO.
As soon as you have orders
60–90 days out
30 days out
Report date
Contact your installation's PPSO / relocation office and start house-hunting research. Reach out to an HSR agent so we can start matching listings to your gaining BAH and report date. Get pre-approved for financing if you plan to buy rather than rent.
Decide between a household goods move or a Personally Procured Move (PPM/DITY). Begin a virtual or in-person house-hunting trip if authorized.
Finalize movers or PPM paperwork, confirm lodging.
Complete household goods delivery or PPM weigh-in/reimbursement paperwork, register with your gaining unit, and set up TRICARE and school enrollment.
PPM (DITY) reimbursement
100% of the Government Constructed Cost (GCC); up to 60% can be requested as an advance
MALT (mileage) rate
$0.205/mile (2026)
Standard CONUS per diem
$109/day ($70 lodging + $39 M&IE)
Dislocation Allowance (DLA)
approximately $1,019 (junior enlisted, no dependents) up to $6,386 (senior officers, with dependents) in 2026
Pet reimbursement
up to $550 CONUS / $2,000 OCONUS, for orders dated January 1, 2024 or later
The official source for your exact BAH by ZIP code, rank, and dependency status.
Learn MoreHousing, relocation, and family support contacts for every base, searchable by installation.
Learn MoreUpdate your health plan and find in-network providers near your new duty station.
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